Banker X7 – Capitec Bank Vacancies 

Banker X7 – Capitec Bank Vacancies 

Location: Eastern Cape, Western Cape, North West, Limpopo

Job Title: Business Banker

Company: Capitec Bank Ltd

Closing Date: Open till filled

Purpose Statement

To provide a business center-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value-adding and specialized business banking financial products solutions from a range of standard and/or customized offerings.

Minimum Qualifications

• Diploma in Commerce or Finance
• Qualifications (Ideal or Preferred)
• FAIS accredited as Key Individual and approved by FSCA

Experience:

• 1+ yr spent in the Business Banking environment preparing and motivating credit application
• Banking experience of at least 3 years
• Experience in managing a portfolio of business customers with a service and financial analysis focus.
• Experience in preparing and motivating Credit applications 
• Cost control and sales management 

Read also: Sales Support Officer – Capitec Bank Vacancies

Knowledge:

• Customer relationship management (CRM) principles and techniques
• How to interpret financial statements, balance sheets, and basic financial ratios
• Standardized business banking transactional products and other core products relevant to small enterprises
• Business banking product offerings
• Understanding of collateral and balance sheets
• Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
• Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
• Knowledge of competitors’ offerings
• Regulations, Acts, and Codes related to the banking environment.
• Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) 

Ideal:

• Features, benefits, and value propositions of the respective company product/service offerings. 
• Current taxation laws as they apply to customers. 
• Good knowledge of administrative processes and procedures pertaining to Business Banking transactions

Read also: Copywriter – Capitec Bank Vacancies

Skills:

• Interpersonal & Relationship Management Skills
• Analytical Skills
• Negotiation skills
• Problem-solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Commercial Thinking Skills
• Strategic Thinking Skills
• Communications Skills
• Influencing Skills
• Attention to Detail
• Decision-making skills
• Conditions of Employment
• Clear criminal and credit record
• Willingness to work flexible hours (including Saturdays and Public Holidays)

How to Apply:

This job is situated in different provincial locations. Use the keyword “Business Banker” to search for the job on Capitec careers. Use the link button below to visit the Capitec job portal and apply.