Capitec bank vacancies
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Banker X7 – Capitec Bank Vacancies 

Banker X7 – Capitec Bank Vacancies 


Closing Date: 14 April 2023

Capitec Bank is on the lookout for energetic, self-motivated and passionate individuals who share our passion for service in the banking industry. To be part of the journey. 


Job Title: Business Banker


Location: Gauteng, Eastern Cape, Limpopo, Western Cape, North West


Employer: Capitec Bank Ltd

Purpose of the Job

To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value-adding and specialized business banking financial products solutions from a range of standard and/or customized offerings.


Minimum Requirements

  • Diploma in Commerce or Finance
  • Qualifications (Ideal or Preferred)
  • FAIS accredited as Key Individual and approved by FSCA

Read also: Shop Assistant and Cashier X21 – Grade 12 Clicks Vacancies


  • Banking experience of at least 3 years
  • Experience of managing a portfolio of business customers with a service and financial analysis focus.
  • Experience in preparing and motivating Credit applications 
  • Cost control and sales management 
  • 1+ yr spent in the Business Banking environment preparing and motivating credit application


Customer relationship management (CRM) principles and techniques. How to interpret financial statements, balance sheets and basic financial ratios. Standardized business banking transactional products and other core products are relevant to small enterprises. Business banking product offerings. Understanding of collateral and balance sheets.

Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective. Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes. Knowledge of competitors’ offerings. Regulations, Acts and Codes Related to the banking environment… Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA).


  • Features, benefits and value propositions of the respective company product/service offerings. 
  • Current taxation laws as they apply to customers. 
  • Good knowledge of administrative processes and procedures in Business Banking transactions
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Job Skills

  • Interpersonal & Relationship Management Skills
  • Analytical Skills
  • Negotiation skills
  • Problem-solving skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Commercial Thinking Skills
  • Strategic Thinking Skills
  • Communications Skills
  • Influencing Skills
  • Attention to Detail
  • Decision-making skills

Conditions of Employment

  • Clear criminal and credit record
  • Willingness to work on Saturdays and Public Holidays

Capitec Bank Vacancies


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